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Motorbikes – Which Type?

19 Jun 2010

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There are many different purposes for motorbikes so there are obviously different types and each bike is slightly different based on the purpose it was built for.

Nowadays because people like to travel around a lot there are lots of different uses for motorcycles and because of this motorbike sales are booming.

As I’m sure you know it can be a nightmare travelling in a car in built up areas or cities because of all the traffic jams. A lot of the time it would be quicker to walk yet we still use the car.

Motorbikes are the way to go because you avoid all of this and can cut through the traffic jams as if they weren’t there. There are more and more enviromentally friendly bikes being built and sold at the moment that focus on low fuel consumption. These bikes are known as town bikes and are a great way to travel.

You may have noticed that the racing bikes have pretty much no luxuries on them. They’re designed for one thing and that is speed and getting round corners fast.

I’m sure you’ve also seen the bikes with the luggage rack on the back. These bikes are made for long distance travel and are nice and comfy.

And totally different to the long distance bikes are the bikes built for style. They aren’t built for speed or comfort, they’re just built to look cool. Most of these bikes are very noisy and aggressive and fit the biker image.

And then of course there are the off road bikes which are a huge amount of fun. With these bikes you can go up mountains or over rocks because they’re built to pretty much go over anything. They can also be pretty dangerous.

But no matter what type of bike you’re on it’s important to be safe and wear a helmet and protective clothing. But don’t worry because you can buy protective gear that’ll still let you look cool.

But at the end of the day whether you have a little scooter to get you about the town or are super bike that goes 200 mph you’ll still get that trill of freedom that you can get from owning a car.

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You Will Save Lots On Motorbike Insurance Coverage — Here’s The Key

06 Nov 2009

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If you are in the market for motorcycle insurance here are four ways you can save a significant amount of money when you talk to your insurance agent or company. Learning to think like an insurance company you can do nice things for your pocketbook.

1. Driver age and experience — You may not be able to change your age or driving experience but be aware that the older the driver of the bike and the more driving experience (in particular accident free experience) the lower your rates will be.

Drivers of any age can make a difference in their rates by taking a motorcycle driving safety class. Not all insurance companies, but many will give credit for the successful completion of a certified safety class.

2. The cost and age of the motorcycle — as with car insurance the more expensive the bike the higher the insurance premium. Bike modifications in particular can cause rates to increase significantly. Modifications can often double the cost of the bike and raise rates accordingly.

If you haven’t purchased your bike yet and particularly if you’re a first-time biker, consider getting an older, lower powered model to cut your teeth on. Newer bikes and bigger engines increase the cost of replacement and the risk of an accident, so insurance companies naturally charge more for these.

3. Bike location and security — where you store your bike and the security devices attached to your bike can make a big difference in your insurance costs for theft. If the bike is stored in a secure garage as opposed to outside or in a high risk neighborhood, insurance companies will favor you with lower rates.

Similarly if you have an immobilizing device or other security device like LoJack on your bike you will score points with your insurance company. You can purchase and install an effective bike immobilizer device for less than $100.

4. Driver and passenger safety — these days most states require a helmet. Frankly you’re nuts if you don’t wear one, and insurance companies will charge you much more, Check with your company on possible discounts for the use of other basic safety equipment.

Be sure to cover your passengers with the same personal injury insurance that you have. Your insurance costs will be considerably less if you ride alone or only rarely have a passenger. But be aware that most lawsuits against bikers come from injured passengers, so don’t skimp on their insurance.

Be sure to consider these basic four factors before you go insurance shopping (even before you buy your bike). Most every insurance company will make significant rate concessions when you fall on the conservative side of any one of these four factors.

Dan Danmenn enjoys creating informative articles and sites for motor-bikers on how to save money on insurance. If you found this article useful you might also want to visit his newest website Motorcycle Insurance Quotes where you can learn more about buying Cheap Motorcycle Insurance

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